Financial Solutions

Unlimited Financial Options

Our company was formed to bring in the unlimited financing capabilities of the capital markets to the real estate community. We may provide both the debt and the equity money for any type of real property. From apartment buildings to retail shopping centers to industrial warehouse parks to residential properties, we have the ability to bring in capital for all types of real estate. Whether your transaction is simple or highly complex, we have the proven track record to assist you with multiple financing options.

New Loan Product:   75% LTV financing (residential and commercial). Easier documentation allows break even Debt Coverage Ratios (1.0) for most commercial property types. $1 to $40 Million Plus Loan Amounts. Property types may include apartments, office, mixed-use, retail, farms, ranches, vineyards, industrial, and even raw land. Properties may be located NATIOWIDE. Rates from 6.75% - 7.25%. Only 5 items required for loan approval. Call us today as this is the most flexible product around.

Please look for my monthly articles in the national publication - Creative Real Estate Magazine as well as my new book on our ongoing Credit Crisis. Please visit my other website (www.thecreditcrisis.net) for more information (videos, blogs, & foreclosure investment opportunities).

** Owner User Commercial Loan Special: 90% Loan To Value (up to $5 Million +) at rates as low as 5.25%. 25 Year Term.

** Commercial fixed rate loans as low as 4.75% at lower LTVs.

** Up to 97% Loan To Value (LTV) loans to $729,750 (in certain regions) for single family homes, 97% LTV to $934,200 for two units, 97% LTV to $1,129,250 for three units, and up to 97% LTV for four units to $1,403,400. The 3% down payment may be 100% gifted in some cases (programs subject to change).

** Stated Income Residential Loans up to $3 Million.

** Residential Refinace loans now up to 110% Loan To Value at excellent fixed rates. Regardless of the property value decline in your region, we may now refinance up to 110% LTV. Brand New Loan Product!

** Up to 100% Financing to $729,000 (VA Loans) for qualified veterans. In some California counties, we may offer 100% VA loans up to $1,094,000. No mortgage insurance, cash out options, credit scores down to 580, first time homebuyers OK, no prepayment penalty, easier qualifying standards, and exceptional rates.

** Land Loans (entitled or unentitled) - Any type of zoning or usage. Up to 65% LTV.

** Exceptional fixed and adjustable rate Conforming, Jumbo, & Super Jumbo mortgage loans from "non-bank" sources. Beat the Credit Crisis Jumbo loan "freeze" with these great loan options.

** Foreclosure Bailout Programs (Residential, Construction, & Commercial): Debt, Equity, & Joint Venture Money may be available for various properties with current delinquent mortgage payments, or presently in foreclosure. Our experienced team may help maximize your gains (& minimize your losses), preserve your credit, and avoid the tax consequences associated with Debt Relief.

We have loan programs available from various financial sources which may directly or indirectly be from Wall Street firms, REITs, Hedge Funds, Private Equity Funds, Asian private money & banking capital, European investment banks, insurance companies, the bond market, private money sources, and affiliate banks.

For commercial property purchase or refinace transactions, we may offer lower or even negative debt coverage ratio guidelines for larger loan dollars for income producing properties. We will lend on multi-family properties, shopping centers, retail centers, office, mixed-use, hotels/motels, medical buildings, gas stations, mobile home parks, apartment/condo conversion loans, industrial warehouse buildings, and special purpose properties (i.e. churches, bowling alleys, entertainment centers, golf courses).

Automated Underwriting Equals Faster Approvals

At our website, you can find tools available to answer virtually any mortgage question. Our Refinance Mortgage Calculator may help you decide if now is the right time to refinace. Wondering if a new home equity loan, first, or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Our Loan Program page will help you find the best loan program for your needs.

Please email (info@realloans.com) us any commercial loan scenarios for a better response. Whether you need a purchase, refinance, or construction loan for any type of commercial property, our experienced commercial underwriting team will do their best to provide you with quick and accurate answers and loan approvals.